Privacy Policy
Last updated: January 25, 2025
Smart Budget ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application.
Information We Collect
Smart Budget is designed with privacy in mind. We collect minimal data necessary to provide our services:
- Financial Data: Transaction amounts, categories, dates, and notes you enter into the app. This data is stored locally on your device by default.
- Receipt Images: Photos of receipts you scan are processed to extract transaction data. Images can be stored locally or in your private cloud storage if you enable sync.
- Account Information: If you create an account for cloud sync or household features, we collect your email address and authentication credentials.
- Usage Data: Anonymous analytics to help us improve the app, such as which features are most used.
How We Use Your Information
We use your information to:
- Provide and maintain the Smart Budget service
- Process and categorize your transactions
- Generate insights and budget recommendations
- Sync your data across devices (if enabled)
- Enable household budget sharing (if enabled)
- Improve our app and develop new features
Data Storage and Security
Your financial data is stored locally on your device by default. If you enable cloud sync:
- Data is encrypted in transit and at rest
- We use industry-standard security measures
- Cloud data is stored on secure servers
We do not sell, trade, or rent your personal information to third parties.
AI Processing
Smart Budget uses AI to:
- Extract information from receipt images
- Categorize transactions automatically
- Generate spending insights and recommendations
When using AI features, relevant data may be processed by our AI service providers. This data is used solely for providing the requested functionality and is not used to train AI models.
Third-Party Services
We may use third-party services that collect information:
- Firebase: For authentication and cloud sync
- Analytics: To understand app usage patterns
- AI Services: For receipt scanning and insights
Your Rights
You have the right to:
- Access your personal data
- Export your data at any time
- Delete your account and associated data
- Opt out of analytics collection
Children's Privacy
Smart Budget is not intended for children under 13. We do not knowingly collect personal information from children under 13.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.
Contact Us
If you have any questions about this Privacy Policy, please contact us: